Our debt management program is individually designed to provide you with a unique solution for your financial situation. Professionally trained and independently certified counselors evaluate your financial situation, assist you in creating a budget and work with creditors for a possible reduction in: finance charges, late fees and/or over-limit charges, monthly payments and time to pay off debt. The debt management program will help you simplify your monthly unsecured debt obligations. Unsecured debts are debt not tied to any asset . Examples of unsecured debt are: Credit Cards, Department Store Cards, Collection Agencies, Credit Lines, and Unsecured Personal Loans. We will consolidate your payments into one monthly payment and disburse to your creditors on your behalf.
Counselors will provide you with a budget analysis to help you determine if the debt management program is right for you. If after your budget counseling session is completed and you feel the debt management program is your best option, our counselors will also provide you with ongoing counseling and education throughout the life of your program and after you complete the program, to make sure you are staying on track. If a debt management program is the best option for you, counselors will provide you with all the resources you need and help prioritize and allocate your money. They will work with you to deal with your specific financial situation.
Professional counselors are available weekdays, evenings and weekends. Call to speak with a certified counselor to help you determine if a debt management program is right for you, or begin online. To learn what the benefits of the debt management program are click on program benefits.
